Twelve percent of Americans aged 18 or older think they are so healthy they don't need health insurance, according to the Medical Expenditure Panel Survey. This attitude is most common among 18-to-29-year-olds (21%), Hispanics (17%), and--not surprisingly--the uninsured (23%). Among the uninsured aged 18 to 64, fully 34 percent think they are too healthy for insurance.
Of course they're delusional, a fender bender away from realizing how wrong they are. Many of these What-Me-Worries change their mind--and soon. When the government tracked the number of Americans who believe they are too healthy for health insurance over a two-year period, only 5 percent felt invincible in both years.
Source: Medical Expenditure Panel Survey, Attitudes toward Health Insurance and Their Persistence over Time, Adults 2009-2010
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