Nearly 80 percent of American households (78%) were debit card users as of 2010, according to a study of electronic payments by the Federal Reserve Bank of Philadelphia. This is up from 47 percent in 2001 and just 18 percent in 1995. Here is the percentage of households that used debit cards by age of householder in 1995, 2001, and 2010...
Under age 30
2010: 88.5%
2001: 60.6%
1995: 24.4%
Aged 30 to 59
2010: 84.1%
2001: 53.4%
1995: 19.7%
Aged 60 or older
2010: 62.3%
2001: 24.6%
1995: 9.6%
Source: Federal Reserve Bank of Philadelphia, Changes in the Use of Electronic Means of Payment: 1995-2010, Business Review, 3rd Quarter 2012
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