Fewer than half of American workers participate in a retirement plan, according to an analysis by the Employee Benefit Research Institute. Among all nonagricultural wage and salary workers in 2012, only 49.1 percent participated in a retirement plan. By age, participation looks like this...
Aged 21 to 30: 34%
Aged 31 to 40: 53%
Aged 41 to 50: 57%
Aged 51 to 60: 62%
Aged 61 to 64: 56%
Aged 65-plus: 36%
Source: Employee Benefit Research Institute, Retirement Plan Participation: Survey of Income and Program Participation (SIPP) Data 2012
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