The Cost of Health Insurance in 2013

Average total cost of health insurance for employees in the private sector, 2013:

Single coverage: $5,571
Family coverage: $16,029

The average worker pays only a fraction of that cost, while his or her employer pays the rest. In 2013, employees in the private sector paid only 21 percent of the full cost for single coverage ($1,170) and 28 percent of the full cost for family coverage ($4,421).

Source: Medical Expenditure Panel Survey, Selection and Costs for Employer-Sponsored Health Insurance in the Private Sector, 2013 versus 2012